Financing
We will gladly help you find financing that fits your needs exactly
A new home is one of the biggest steps in life. Paying for it, though, should not disrupt your everyday rhythm. That is why payments at BRIXX are set out clearly and fairly. If you are arranging a mortgage, our specialist will help you compare the options available and pick the right one.
Non-binding pre-reservation
Reserve your dream property for three working days so you can think everything over at your leisure.
Signing the Reservation Agreement and payment of the reservation fee
The reservation becomes binding upon signing the Reservation Agreement and payment of a reservation fee of CZK 100,000. The reservation fee is included in the price of the property and is payable to the company’s account within 5 days of entering into the Reservation Agreement.
Signing the Agreement to Enter Into a Future Purchase Agreement and payment of 15% of the purchase price
Within the timeframe specified in the Reservation Agreement, we will jointly sign an Agreement to Enter Into a Future Purchase Agreement, which will specify the property being purchased in detail, set out the payment terms, and outline the options for client-specific modifications. Within 10 days of signing the Agreement to Enter Into a Future Purchase Agreement, 15% of the property price must be paid. We are happy to take care of all legal steps related to the preparation of the contracts.
Transfer of property
After the project is completed and subsequently approved for occupancy, you will pay the remaining 85% of the purchase price. At the same time as the property transfer agreement, we will prepare all the necessary documents for the registration of ownership, which we will then send to the relevant land registry office.
Handover of keys
Following a detailed final inspection at the construction site, the handover report is signed, the keys are handed over, and a file of documentation is provided, including in particular warranty certificates and user manuals for the installed equipment. When the keys are handed over, we will record the meter readings for electricity and water. And if you agree, we will arrange the transfer of the utilities into your name.
What if something goes wrong?
A warranty technician will contact you no later than five working days after the complaint is delivered to the company’s head office. You will arrange a date for an on-site inspection and, if the complaint is accepted as justified, the reported defect will be remedied either on the agreed date or within thirty days of the on-site inspection.
Take advantage of our in-house financial specialists’ free services.
You can sort everything out in one place. No worries. We’ll be happy to help you finance your dream flat or arrange financing for the remaining balance of the purchase price before occupancy approval.
Independent advice
In addition to standard real estate services, we also offer a comprehensive range of all mortgage and loan products available on the market. Our advisers are completely independent of any specific financial institutions. This enables us to find the optimal financing solution.
Signing the Agreement to Enter Into a Future Purchase Agreement and payment of 15% of the purchase price
Within the timeframe specified in the Reservation Agreement, we will jointly sign an Agreement to Enter Into a Future Purchase Agreement, which will specify the property being purchased in detail, set out the payment terms, and outline the options for client-specific modifications. Within 10 days of signing the Agreement to Enter Into a Future Purchase Agreement, 15% of the property price must be paid. We are happy to take care of all legal steps related to the preparation of the contracts.
Comprehensive service
We’ll handle the sale of your old flat, help you finance the first payment, find the best mortgage on the market and arrange exclusive insurance terms. Everything in one place, with no unnecessary paperwork.
A risk-free flat purchase
If we are helping you with your financing, we will hold a provisional reservation on the flat during the mortgage approval process without you having to pay a reservation fee. Don’t worry, you won’t lose your reservation even if the process exceeds the specified time limit.
15%
You’ll only need 15% of your own funds for your new flat; the remainder of the purchase price is payable once the project is completed. In addition, the partner bank we arrange for you will guarantee the mortgage terms approved when the reservation agreement is signed. And if interest rates fall before the project is completed, we will arrange for the loan to be re-approved on more favourable terms.
